Medical for Small Businesses

and Individuals

At a fraction of the cost

The Free to Choose Advantage

Medical

ONLINE DOCTOR VISITS - Paid 100%

  • WELLNESS

  • FREE TO CHOOSE YOUR DEDUCTIBLE

    • Paid 100% after deductible

  • UNLIMITED BENEFITS

  • FREE TO CHOOSE THE PROVIDER OF YOUR CHOICE

Dental

NO DEDUCTIBLE

  • 100% Diagnostic & Preventative

Vision

COVERS:

  • Annual Eye Exam

  • Frames

  • Contacts

This is not a contract. This is a brief summary of services provided.

Hearing

FREE HEARING EXAM every 12 months

  • PREMIUM HEARING AIDS up to 40% off

About Us

Free Sales and Management Corporation (FSMC) is an affiliate of ICA group in business since 1977.

ICA serves thousands of customers primarily in the sales, service, and distribution of fully-insured and self-insured medical, vision, dental, life, and disability programs for individuals and small employers.

Additionally, FSMC distributes alternative medical plans and other health-related products to individuals and small employers under the branding of Free to Choose.

Testimonials

  • Five years ago when I signed up for the free to choose plan, I didn’t know that I would be using it within several months for two back-to-back large claims. The plan paid over $100,000 for my hospital admissions. I paid my deductible, $1,000. Previously, I was covered under a Blue Cross Blue Shield plan, and if I had these same claims under that plan, I would have paid over $14,000. My monthly premium under the Blue Cross Blue Shield plan was aproximately twice the cost of the Free to Choose plan. Would I recommend the FTC plan - you betcha!

    Diane Wiley

  • Our construction company had never offered group medical because we could never afford it. The owner of another construction company recommended that we contact Free To Choose. We did, and the cost was so reasonable that we signed all of our employees who needed it. We have been exceptionally happy and would recommend this plan without exception.

    Wiatt Construction

  • When we signed our truck business up for the Free to Choose plan four years ago, I didn’t know that my family would be the first to use it. My little girl got very sick and was hospitalized and close to death for several months. Thank God she survived and it healthy today. The FTC plan paid over $300,000 in claims on her. We only paid our $2,500 deductible. I think every small business owner should look at Free to Choose.

    First Class Trucking

See How Affordable Our Medical Can Be